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Beware of Direct Repair! If you've been involved in an accident and your insurance company recommends a collision repair shop for your repairs...BEWARE. The shop is likely to have signed a DIRECT REPAIR AGREEMENT in order to be part of the insurance company's list of "Preferred Repair Shops."
Direct Repair is sold to you as a convenience, but the truth is direct repair programs are nothing more than a discount program created BY insurance companies FOR insurance companies. When a collision repair shop signs a DIRECT REPAIR AGREEMENT the shop agrees to promote the insurance company's best interests...NOT YOURS. Direct Repair Program shops often agree to write all estimates using imitation or salvage parts and, perhaps most importantly, they agree to make concessions on your behalf without your knowledge. The repairs done at a DRP facility your insurance company "recommends" are usually deeply discounted and often shoddy repairs that you paid full price for when you paid your insurance premium.
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